Your policy
Health Insurance Explained
PLEASE NOTE: If you arrive prior to your DS 2019 start date OR stay in the country after your DS 2019 end date, you should consider purchasing your own additional travel/health insurance.
"Sponsors must inform all exchange visitors that they, and any accompanying spouse and dependent(s), also may be subject to the requirements of the Affordable Care Act." [22 CFR 62.14(a)]
- Your Health Insurance Policy is for the exact dates of your DS 2019 only*
- Health Insurance Covers Accidents or Injuries- Read your policy
- Health Insurance Does not cover pre-existing conditions or on-the-job injuries.
- On the job injuries are covered by Employers Workers Compensation. (If injured on the job, you must report this immediately to your supervisor and Global Career Exchange, Inc.)
- You are responsible for a Deductible and/or Co-Pay for each accident or illness. (This means that there is an amount that you must pay and the insurance covers a percentage of the amount over and above your deductible.)
- Read your policy for information and for submitting claims. Call the your insurance company if you have questions.
- Always carry your insurance ID card with you.
- Hospital stays and/or surgery must be approved in advance.
- You are responsible for any increase in cost, or premium of the health insurance once in country and the increase in premium must be paid to the Sponsor within 5 days of receipt of invoice.
- Many Hazardous activities and sports such as Skiing, Snowboarding, JetSkiing, and 2 and three wheeled vehicles are excluded from coverage, read you policy for all of the exclusions.
PLEASE NOTE: If you arrive prior to your DS 2019 start date OR stay in the country after your DS 2019 end date, you should consider purchasing your own additional travel/health insurance.
"Sponsors must inform all exchange visitors that they, and any accompanying spouse and dependent(s), also may be subject to the requirements of the Affordable Care Act." [22 CFR 62.14(a)]
