Global Secutive insurance
J 1 participants starting between 10/1/2010 and 09/30/2021
To access your complete insurance information, please log in at: www.eSecutive.com/MyInsurance.
WELCOME
If your program has you temporarily residing in the United States, there are requirements and instructions on how to maximize benefits and receive reimbursements for Prescription Drugs, medical claims, and other benefits covered under this Policy. There are also requirements for Pre-Authorization of specified medical care. Dedicated GBG Assist personnel are available to assist you.
• Using an In-Network medical provider in the U.S. provides full reimbursement of eligible medical expenses after a Deductible. Utilizing providers that are Out-of-Network is a more costly financial option. Refer to the Medical Identification card showing the Network provider.
• Pre-Authorization is a process for obtaining approval for specified non-emergency, medical procedures or treatments. Failure to Pre-Authorize when required will result in a reduction in payment by the Insurer.
• Prescription Drugs may be obtained from any CVS/Caremark pharmacy. Present your Medical Identification card to the pharmacist and a discount will be applied. Payment is due at the time of purchase. A list of participating pharmacies can be viewed at www.gbg.com.
• Hospital Emergency Rooms should only be used in Medical Emergency situations. Triage is mandatory prior to seeking medical care. A Medical Emergency situation is where your life or health is in jeopardy. Using an emergency room is very expensive. If you use an emergency room for convenience or for any reason other than a serious medical emergency, you will be responsible for a large portion of the payment.
• GBG Assist is the dedicated 24 hours a day, 7 days a week customer service division, providing assistance on all medical services and emergency medical situations. In the event of a Medical Emergency, you can count on highly trained and experience case managers, trained nurses, and a medical director to work as a team to manage all aspects of your case, from the initial contact to the safe arrival back in your Home Country.
If you are studying in a country other than the United States, GBG Assist is available to guide you through the process of obtaining medical care in a foreign country.
How You Can Reach Us
Customer Service, Triage, Pre-Authorization, and Help Locating a Provider (24/7)
Inside USA/Canada Toll Free
+1.800.817.4345
Email:
[email protected]
Website:
www.gbg.com
WELCOME
If your program has you temporarily residing in the United States, there are requirements and instructions on how to maximize benefits and receive reimbursements for Prescription Drugs, medical claims, and other benefits covered under this Policy. There are also requirements for Pre-Authorization of specified medical care. Dedicated GBG Assist personnel are available to assist you.
• Using an In-Network medical provider in the U.S. provides full reimbursement of eligible medical expenses after a Deductible. Utilizing providers that are Out-of-Network is a more costly financial option. Refer to the Medical Identification card showing the Network provider.
• Pre-Authorization is a process for obtaining approval for specified non-emergency, medical procedures or treatments. Failure to Pre-Authorize when required will result in a reduction in payment by the Insurer.
• Prescription Drugs may be obtained from any CVS/Caremark pharmacy. Present your Medical Identification card to the pharmacist and a discount will be applied. Payment is due at the time of purchase. A list of participating pharmacies can be viewed at www.gbg.com.
• Hospital Emergency Rooms should only be used in Medical Emergency situations. Triage is mandatory prior to seeking medical care. A Medical Emergency situation is where your life or health is in jeopardy. Using an emergency room is very expensive. If you use an emergency room for convenience or for any reason other than a serious medical emergency, you will be responsible for a large portion of the payment.
• GBG Assist is the dedicated 24 hours a day, 7 days a week customer service division, providing assistance on all medical services and emergency medical situations. In the event of a Medical Emergency, you can count on highly trained and experience case managers, trained nurses, and a medical director to work as a team to manage all aspects of your case, from the initial contact to the safe arrival back in your Home Country.
If you are studying in a country other than the United States, GBG Assist is available to guide you through the process of obtaining medical care in a foreign country.
How You Can Reach Us
Customer Service, Triage, Pre-Authorization, and Help Locating a Provider (24/7)
Inside USA/Canada Toll Free
+1.800.817.4345
Email:
[email protected]
Website:
www.gbg.com
